There's a money pattern running your paycheck: earn it, spend it to zero, start over. Worth Plotting is where high-earning women break the pattern — we direct first, and live meaningfully on what's left.
I'm Erica Hall. I spent 27 years in personal finance and investment banking. I understood markets. I advised on real wealth. I sat in rooms with institutional money and a lot of people who didn't look like me.
And I still spent my own paycheck to zero.
Knowing was never my problem. The pattern doesn't live in your head — it lives in your habits. So I built a system for myself, and it changed how money moves through my life. Then I built this room, so the women coming after us will start further ahead than we did.
That's the matriarch's work: ending the inherited playbook so your family stands in readiness instead of reactiveness.
Five sessions across seven days. You'll look at your real numbers once — honestly, without the flinch — and leave that week with your Plotted Spending Plan: a living plan that shows where every dollar is pointed and the date your debt actually ends. You keep it for life.
Once your system is installed, we place you on the Worth Plotters Growth Scale — six Plots, from Contain to Multiply & Legacy. No grades. No behind. Just the rung you're standing on, the next one up, and the support you need to get there.
Six Plots on the scale. Six months in the room. One month, one focus — starting from the rung you're actually on, not the one you wish you were on.
INSIDE:
Live coaching calls with me every week — Tuesdays at 11:00 ET, recorded if you can't make it. A Newcomers Momentum call to get you oriented. The Momentum Vault, which opens once your plan is built, with a playbook for every Plot. And a room full of women climbing beside you.
Some women climb two rungs in six months. Some spend all six getting Plot 1 truly solid — and that's the right pace for them. What doesn't change is that you'll know exactly which rung you're on and exactly what the next one asks of you.
Decide where your money goes before it arrives.
Direct it on purpose instead of reacting to it.
OWN
Steward what's already in your hands, so that anything bigger has somewhere solid to land.
TRANSFER
Hand your children a different playbook than the one you were handed.
When I built the first version of this for myself, I was carrying $66,000 across three cards on a six-figure salary.
It took me 28 months to clear it — not because I earned more that year, but because for the first time every dollar had a job before it landed.
I directed my money toward what I wanted most, not what I wanted next.
That's the same system that's inside the Income Direction Room.
Christmas won't surprise you. Neither will the car registration, the school fees, or the wedding you're flying to.
You'll open your banking app without the drop in your stomach and your kids will see a plan, not just a swipe and a box on the porch.
You'll spend on things you actually want without the guilt afterward — because it was directed there on purpose.
You'll have started putting money toward your future beyond the employer match — which is where the compounding you've read about your whole life finally begins happening to you.
You'll know your directable income — the number most women have never once seen.
You'll know the date your consumer debt ends, because it's written down, not hoped at.
Your Plotted Spending Plan is yours forever. So is everything you downloaded and everything you learned to do.
Your calls and community run six months from the day you join. If you want to stay in the room after that, you can, at $29 a month — and as a founding member, that rate is yours for as long as you stay.
No auto-charge, no surprise invoice. You'll be asked, and you'll decide.
You earn well and you still don't know where it goes.
You're carrying a balance you'd rather not say out loud.
You've downloaded the budget templates, used them for nine days, and stopped.
You want a plan you can keep, not a diet you'll fall off.
You want your children to inherit a different playbook than the one you got.
You want a get-rich strategy, a stock pick, or a side hustle. That is not what this is.
You're in genuine financial crisis and need a credit counselor or an attorney. Please go get that help first — this room will still be here.
You want someone to manage your money for you. I'll teach you to direct it. I won't do it for you.
You're not willing to look at your real numbers. Week one is exactly that, and there is no version of this that works without it.
Value:
Founding Price:
The first 10 women who join get a Live 1:1 Strategy Session with Erica — 60 minutes, on video, just the two of us, looking at your actual plan together.
Not a bonus module. Not a recording. Me, your numbers, and a direction you leave the call holding.
You'll book it once you've finished your Install and been placed on your Plot, any time within your first 30 days.
After six months, you can stay in the room for $29 a month. Founding members hold that rate for as long as they stay — it never moves, no matter what the price becomes. Everyone who joins later pays $49.
If you're carrying $15,000 on cards at 24%, you're paying roughly $3,600 a year in interest. Not paying it down. Just renting it.
$697 once, against $3,600 a year, every year, until something changes.
That's the actual comparison. Not $697 against zero.
Doors open Monday, September 28.
This is the founding price — the lowest it will ever be. Once doors open, the first ten women inside IDR get a strategy call. This is the most direct access to me this room will ever have. All of it changes as the room grows.
So join the waitlist to be one of the Founding 10.
Worth Plotting provides financial education only. Nothing here is financial, tax, legal, or investment advice, and no outcome is guaranteed. For advice specific to your situation, please consult a qualified professional.