PRE-LAUNCH SALE Ends on
SMARTER
MONEY
STARTS
HERE
Gain the knowledge, tools, and guidance to confidently manage your finances just one step at a time.
Understand your spending...
Build a budget that fits your life...
Make confident money moves without shame...
Are you a high achiever, earning a good income—but still wondering where your money goes each month?
Tired of living paycheck to paycheck, no matter how hard you work?
Feeling the weight of debt that just won’t seem to shrink?
Worried you’ll never truly get ahead! let alone retire comfortably or leave something behind for your family?
You’ve followed the advice.
You’ve downloaded the budget app.
You’ve cut the extras, tracked the spending, followed the rules...
So why does it still feel like real wealth is always just out of reach?
The Real Reasons You're Not Making Progress
Traditional budgeting often feels restrictive, without helping you understand your real spending patterns.
Expense-cutting alone can feel draining, especially when it’s not aligned with your values or goals.
Most debt tips focus on the surface, but overlook the habits and mindset behind your money decisions.
Saving feels impossible to maintain, if you haven’t explored the beliefs that kept it on the back burner.
Investment advice can feel out of reach, when you’re still working on creating consistent financial stability.
Let’s be honest, traditional advice often scratches the surface. It focuses on numbers and spreadsheets, but rarely addresses what’s really driving your financial stress: your mindset, habits, and emotional relationship with money.
You might not have all the answers yet, but you know one thing for sure:
Something has to change.
You're done with short-term fixes and generic solutions. You're ready for a different approach, one that focuses on clarity, confidence, and long-term stability.
This isn’t just about managing money, it’s about building a foundation for your financial future.
Let’s face it, the way you’re handling your finances isn’t working.
It’s time to break the cycle—for good.
The longer you stay stuck in this pattern, the more it costs you. Not just financially, but in your peace of mind, your opportunities, and your future.
Your financial situation today doesn’t have to be the one your kids inherit tomorrow.
The real issue? A disconnect between your values, priorities, and spending habits, leading to unconscious decisions that prevent true wealth-building.
Real change begins when you understand your motivations and create a clear, actionable plan with consistent steps toward your goals.
Imagine what’s possible once you unlock your potential and take control of your financial future:
Living paycheck to paycheck ➞ to building a growing savings account
Avoiding your bank statements ➞ to confidently managing your finances
Feeling guilty about spending ➞ to investing in experiences that matter to you
Drowning in debt ➞ to using debt strategically for wealth-building opportunities
Worrying about retirement ➞ to setting up a thriving future for you and your family
The path forward isn’t easy, but can you afford to stay where you are?
SMARTER
MONEY
STARTS
HERE
Say goodbye to financial stress and hello to a future with savings, smarter money habits, and greater financial control.
This program is about learning practical strategies and making steady progress. Here’s what you can expect:
SMARTER
MONEY
STARTS
HERE
Say goodbye to financial stress and hello to a future with savings, smarter money habits, and greater financial control.
This program is about learning practical strategies and making steady progress. Here’s what you can expect:
Step-by-Step Action Plan
Overcome confusion and know exactly what to do and when to do it, eliminating guesswork.
Accountability System
Stay on track and overcome obstacles with ongoing support, ensuring steady progress towards your financial goals.
Momentum & Focus
Build-up your momentum through consistent small wins that keep you motivated.
Wealth-Building Strategy
Move beyond debt payoff to creating financial abundance and security so you can leave a lasting legacy.
See What's Inside
This self-paced program provides the tools and guidance you need to move from feeling overwhelmed to gaining control of your finances.
Money Mindset
Understand the beliefs influencing your financial decisions, so you can make intentional changes that align with your goals.
Money Mindset
Understand the beliefs influencing your financial decisions, so you can make intentional changes that align with your goals.
Getting Real with Your Finances
Getting Real with Your Finances
Know exactly where your money is going, track every dollar and take full ownership of your financial life.
Know exactly where your money is going, track every dollar and take full ownership of your financial life.
Getting Real with Your Finances
Getting Real with Your Finances
Know exactly where your money is going, track every dollar and take full ownership of your financial life.
Know exactly where your money is going, track every dollar and take full ownership of your financial life.
Tailored Debt Paydown Strategy
Learn the exact strategies for paying down debt, whether it’s the snowball or avalanche method or a hybrid approach that fits your life.
Emergency Fund Creation
Build a safety net so that emergencies don’t derail your progress.
Emergency Fund Creation
Build a safety net so that emergencies don’t derail your progress.
Long-Term
Wealth Building
Move beyond debt and into wealth creation, so you can pass down financial security instead of financial struggle.
But that's not all!
When you enroll in Smarter Money Starts Here, you’ll also receive:
30-Day Spending Reset
Reset your spending habits with a structured approach.
Emergency Fund Guide
Learn strategies for consistent saving.
5-Day Money Habit Reset (Mini Course)
Reset your money habits with this mini course.
Budgeting Templates
Plan your income, expenses, and savings.
Debt Management Tools
Use calculators to manage debt effectively.
Financial Progress Checklist
Track your financial growth.
Money WHY's
Reflective exercises and worksheets that help you uncover the deeper reasons behind your money goals—so your actions feel aligned and sustainable.
Community Page
A warm, encouraging space to connect, learn, and stay motivated with pre-training, action steps, and regular updates to guide your journey.
Cash Infusion Course
Fast-action strategies to generate income quickly, from simple cash hacks to side hustle ideas you can launch with minimal effort.
12 Month Membership
Ongoing support through private podcast episodes, live workshops, accountability squads, and monthly money mapping sessions to keep you focused and growing.
It's possible for you to create a life where you control your money, and not the other way around.
Hi, I'm Erica
I've been exactly where you are, so I get it!
I didn’t grow up with wealth, but I grew up with hustle. Watching my mother make ends meet taught me the value of hard work, but it also made me realize that hard work alone isn’t enough. You need a solid plan.
I’ve spent over 20 years in personal and business finance, managing multi-million-dollar contracts and helping women like you take control of their money, break generational curses, and build something that lasts.
I created Smarter Money Starts Here as your first step to taking control of your finances, ditching debt for good, and finally creating a financial future that doesn’t just serve you but serves your family for generations.
This isn’t just a course, it’s the start of a movement for women ready to break toxic money cycles and create financial legacies for their families. If you’re ready to stop feeling stuck and start seeing progress, this is the program for you.
My mission? To help women like you stop spinning your wheels and start building the life you deserve just one step at a time.
My Confidence
Guarantee
I'm committed to delivering real results, not empty promises. Because this course grants immediate access to all modules and proprietary materials upon joining, refunds are not offered. However, here's my promise: if you show up fully, follow the steps, and put in the work. I know you'll see powerful, lasting results. Your commitment combined with my proven roadmap is your guarantee for financial transformation. Let's do this together.
Join Us Today
Together, we’ll transform your finances and set your family on a path toward long-term financial security.
SMARTER MONEY STARTS HERE
$1,979
SMARTER MONEY
STARTS HERE
Map Your Money Blueprint – A one-year financial planning tool
Custom Tools – Debt calculators, budgeting templates, and checklists
Bonuses – 30-Day Spending Reset, Emergency Fund Guide and
MONEY
WHY'S
$997
Action Worksheets
To uncover your deeper motivationsResource Library
To support emotional and behavioral shifts
CASH
INFUSION COURSE
$497
Quick Cash Hacks Realistic ways to generate income fast
Resource Library
To support emotional and behavioral shifts
COMMUNITY ACCESS
$27/month
Pre-training
To get you startedAction Steps
To guide your journeyAnnouncements & updates
To keep you in the loop
12 MONTH MEMBERSHIP
$149/month
Private Podcast
Bite-sized coaching on demandMonthly Money Mapping Sessions
Live Workshops & Challenges
Accountability Squads (small group support)
The 'Smarter Money Starts Here'
For Only $5,585...$997 for 12 months!
The 'Smarter Money Starts Here' For Only $5,585...$997 for 12 months!
Frequently Asked Questions
What if I can't afford this right now?
I understand, things might feel tight right now. But staying stuck costs so much more over time. This program was created with heart and purpose, designed to help you break free and start building a life that feels steady and secure. For just $997, you’ll gain the tools, guidance, and support to manage your money with confidence and take steps toward lasting change. You deserve that peace and it starts here.
How much time is needed to do this course?
No long lectures. No pressure. Just real progress on your terms. Life is busy, and this course is designed for you to move at your own pace. Each module takes about an hour per week, and in just a few weeks, you’ll start to feel more confident in how you manage your money. Plus, with 12 months of access, you’ll have plenty of time and support to make lasting changes. You’ve got time. You’ve got support. And you’ve got this!
What if it doesn’t work for me?
If you show up with an open heart, commit to the process, and take consistent steps forward, you’ll make meaningful progress. This program was designed for real people facing real challenges, not an idealized version of life. It’s grounded in simple, effective principles that can help you move toward your financial goals. I truly believe it can help you, too.
Who is this course NOT for?
This course is for those ready to make lasting financial changes and do not seek quick fixes. If you're willing to take small, intentional steps like tracking spending and creating a budget, you're in the right place. However, if you’re already debt-free or dealing with complex legal or business-related debt, this may not be the best fit and that's okay. I want to make sure you receive the support that truly aligns with your needs.
What Actual Clients Have To Say About Erica...
"I never truly understood my finances until I took Erica’s course. Her practical approach and genuine support made managing money and changing my habits feel achievable. Now, I’m on track to build the financial future I’ve always wanted."
- Stephanie G.
"I always thought debt and stress were just part of life. Erica’s approach to financial education changed that for me. Her methods felt practical and supportive, giving me the confidence and clarity I needed to take control of my finances."
- Michelle S.
"Money used to make me feel ashamed and stuck. Erica’s course completely shifted my mindset. Her supportive guidance and clear steps helped me feel confident and motivated about my financial future."
- Shawnte M.
